Get 23 lakh rupees invested daily in this policy of LIC Jeevan Umang.
Under the LIC Jeevan Umang Policy, the policyholder gets a cover till the age of 100 years, and if the policyholder has paid all the installments till the end of the premium, then the policyholder is given a minimum amount with a guarantee.
All people invest some part of their earnings as savings so that they can be financially strengthened, but some people save, but do not invest that money in the right place, because of this they have to pay extra money Does not benefit.
LIC is a life insurance plan along with Jeevan Umang Plan endowment. It provides the policyholder with regular payment from the end of the premium payment period till his / her lifetime (lifetime), and it is a participating plan and under this the simple reversionary bonus to the policy holder Plus the benefit of the final Edison bonus.
Under the LIC Jeevan Umang Policy, the customer gets an interest rate of up to 8% every year for life, along with LIC designs its policy according to the needs and different categories of the people.
Features of life policy
In this plan, the policy holder gets cover up to the age of 100 years
Also, under this policy, a lump sum is given to his family on maturity or on the death of the policyholder.
In this policy, people aged from 90 days to 55 years can invest in it.
The premium paying term i.e. PPT is prescribed for 15, 20, 25 and 30 years under the Umang plan.
By the end of the premium, all the installments have been repaid, then the policy holder is guaranteed a minimum amount
Under this policy, the rate of return of 8% is available every year.
A small investment gives money for life.
Get Rs 23 lakh to invest in LIC Jeevan Umang Plan
Under the LIC Jeevan Umang policy, if a person chooses the 15-year premium paying term plan (56 years term) option in this policy at the age of 43, then he has to pay a total premium of 30,7,575.
During this time period, the policyholder will get a total estimated return of Rs 23,87,500 on investment of Rs 56 daily and after paying premium for 15 years, 16th year i.e. when that person turns 58, then he will get 8% of this amount in his lifetime. For every year, it will continue to be Rs 20,000 annually.
Age: 43
Term: 56
PPT: 15
AD and DAB: 250000
Death Sum Assured: 250000
Basic Sum Assured: 250000
First Year Premium with 4.5% Tax: –
Annual: 20925 (20024 + 901)
Half Yearly: 10567 (10112 + 455)
Quarterly: 5336 (5106 + 230)
Monthly: 1779 (1702 + 77)
YLV Mode Average Premium / Daily: 57
With 2.25% tax after first year premium: –
Annual: 20475 (20024 + 451)
Half Yearly: 10340 (10112 + 228)
Quarterly: 5221 (5106 + 115)
Monthly: 1740 (1702 + 38)
YLV Mode Average Premium / Daily: 56
Total Estimated Premium Payable: 30,7,575
Estimated Return from 58 to 100 years of age or till lifetime survival: Rs 20,000
Estimated returns till the age of 100 years
SA: 25,00,00
Total Bonus: 21,37,500
Estimated Return up to age 100: 23,87,500

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